Thrifty Finds: first week in December 2018

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Last week I celebrated my birthday (in a very low key way) and found my Christmas party outfit (all second hand of course!) 🙂

1. I received some lovely presents for my birthday and, to celebrate, we had a takeaway curry ( a rare treat as we live in a village with NO takeaway service!).

2. I browsed the charity shops in Corsham and Bath and picked this outfit up for under £12!

Top £2.99 (Oasis) from British Red Cross; necklace (Accessorise) £2.50 from Dorothy House shops
Christmas party outfit including Autograph trousers, £5.99 from Oxfam

3. I did a bit more Christmas shopping and used a voucher from M&S.

4. I joined Amazon Prime for 99p for one week so I could get free delivery. I then cancelled the membership.

5. We also had some big expenses this week including replacing ALL THE TYRES on the car!! However I put some money away every month to cover car expenses so we didn’t have to dip into our regular account. Otherwise that would have really hurt so close to Christmas 😦

Thrifty Finds: last week in November

Last week I started my Christmas Shopping – by browsing the charity shops!

  1. I didn’t think I’d pick up much for the girls as now they are older they don’t really want anything second hand. However I did find two money boxes which I was specifically looking for. We have a big holiday planned for next year and I want them to save for it too. I had briefly looked for holiday-themed money boxes online but they were too expensive. However, a couple of trips to local charity shops resulted in me finding two ‘saving for holiday’ money boxes 🙂
  2. I also bought a brand new make up purse as requested by one of my daughters, for £2 from the Dorothy House shop.
  3. While browsing the charity shops I did end up buying a couple of Christmas themed items for the home:

I have been searching for some red cloth napkins for ages and was delighted to find a set of five (perfect for our family!) from Oxfam for £2.99. I also bought the Coca Cola tray (£1.99) and the Jostein Gaarder Christmas storybook

In the Dorothy House shop I picked up this brushed cotton bedding for £7, which is warm as well as very seasonal.

4. We also had a clear out of children’s books which I have donated to Oxfam.

5. Finally, although not a Thrifty Find, I did buy the girls’ advent calendars and our Christmas crackers from Oxfam.

Have you started Christmas shopping yet? Do you shop for second-hand gifts too?

Thrifty Finds : third week November 2018

I did manage some Thrifty Finds last week:

1. If you read last week’s post about my Christmas budgeting you would have seen that I use my Nectar loyalty points to buy Christmas items from Sainsbury’s. Last week was their ‘double up’ promotion and I was able to turn £25 worth of points into £50 to spend on selected wines. So now we have bought our Christmas alcohol- just have to try not to drink it!

2. Last Friday I had a training course in a town I don’t normally visit. I had time to browse the charity shops there which are significantly cheaper than Bath. I bought a good quality Christmas jumper for £4.99 (originally from Next) for my husband:



3. I also bought this Christmasey jumper for myself for £4.50. I like that it’s not overtly Christmas and that I could probably wear it for most of the winter:

4. I also went to the school’s Nearly New Sale on Saturday and bought a long sleeved navy t-shirt for 50p, a dress for £2 and this game for 50p. Phase 10 is an UNO-type game and has been on my wish list for ages. I was so excited to buy it!

5. On Sunday we took a trip to Bristol and parked in the free car park that  my husband can use through work.

Thrify Finds: Christmas Planning

 

As I don’t have any Thrifty Finds from the past week (sometimes it just happens like that), I thought I’d post about my plans for Christmas. Sorry to mention that word but it is only six weeks tomorrow!

A couple of years ago I wrote a three part series here called Saving for Christmas which detailed how I intended to save – and spend – for the festive season.

Although our finances have changed slightly (now that I am working part time) I will be using the same sources to fund Christmas 2018:

Annual Savings Every month I put aside some money for summer holidays, large family birthdays and Christmas. I plan to have saved £350 from this fund.

Nectar Points I’ve earned about £25 of Nectar points this year which I hope to exchange for £50 in Double Up points this week. I intend to buy our Christmas drink and some festive treats with this.

Quidco I’ve written about the Quidco shopping site before here and here. While I haven’t been as strict using it this year, it will still yield £43.16 in vouchers, which I will put towards Christmas presents.

Boots Advantage Points Every year I save my Boots loyalty points and spend them at Christmas. If I buy ‘three for two’ on gift toiletries I can actually get quite a lot for my money. At present I have about £13 in points but I’m hoping to grow that to £15.

Shopping in advance At the beginning of the year I shopped the January sales and bought all my Christmas cards and wrapping paper, plus some new (to me) decorations. I have also been buying a book of stamps with my monthly food shop to spread that cost.

Days Out Budget Every month I also save some money for family days out – whether it’s cinema trips, eating out or visiting attractions. I will use the cash from this to pay for an annual family meal and a few smaller treats on our ‘Bucket List’.

With regards to where I will shop for presents, I think that the days of buying charity shop gifts are drawing to a close. That is for my daughters, at least, who (at 16,12 and 10) are more fussy about first hand presents. If I can find some small, well presented items in good condition, though, I may still buy them. At present I’m looking for money boxes as they have a big summer holiday next year which we all need to save for. I will still be looking for Christmas tableware (esp napkins), books and games, though, for us to enjoy at Christmas.

Whatever I decide to buy, though, the one message that I stick to every year is don’t get into debt for Christmas!

Thrifty Finds: first week November 2018

This past week we have enjoyed a half term break from school and celebrated Halloween – I also got to use some money-off vouchers:

1.As mentioned last week we were given three huge pumpkins from a friend. Two were carved for Halloween…

The remaining one was turned into soup, toasted seeds and (I’m hoping) pumpkin pie!


2. As it was half term, I treated the girls to a McDonalds, with a voucher I’d received from WHSmiths.

3. We also took a trip to our local garden centre which already has all its rooms decorated for Christmas. This is becoming an annual family tradition and doesn’t cost a penny.

4. As it’s November we now have money in the budget to buy some clothes (having spent A LOT on uniform back in September). I bought coats and boots for two of the girls and picked up a new (to me) pair of work trousers from Dorothy House. They are originally Per Una and cost me £7.

5. I bought some shopping from Sainsburys with a money-off voucher.

Now that we’re into November I’m going to have to start planning my Christmas spending, working out budgets etc. Where has the year gone?!

Thrifty Finds: last week of October 2018

 

We are now on half term so I imagine this week will be full of Halloween preparations. This is my Thrifty Finds for last week:

  1. I didn’t buy a magazine! I came across the Breathe Christmas Special and it seemed to have so many good articles on how to have a mindful Christmas and alternative gift giving. .However at £7.99 I just couldn’t justify the cost.
  2. I did, however, pick up a couple of free magazines this week: The Boots Health & Beauty magazine which is free to card holders, and a copy of a food magazine that had been left in the kitchen at work.
  3. We received an extra pack of waffles in our Sainsbury’s delivery.
  4. I was also given three free pumpkins from a friend who grows them on her allotment. Every year she distributes them, in exchange for a donation to Diabetes UK (both of her sons have Type 1 Diabetes)

 

5. The girls have already carved their pumpkins, in preparation for Wednesday night. I saved the seeds and roasted them with soy sauce to make a really tasty – and moreish – snack.

 

Hope you had a good week and – if you mark Halloween – a fun evening!

Thrifty Finds: first week in October 2018

thrifty finds2I can’t believe it’s October already! I’m starting to hear the Christmas word but I am really not ready for it ….!

Last week’s Thrifty Finds included:

1. I went shopping at the local greengrocers and used my reusable Onya bags. I’d forgotten that this grocers has a loyalty card scheme so was able to earn a few stamps 🙂

2. Talking of loyalty cards, I did download the Caffè Nero loyalty app for my weekly latte treat .But it only gives one ‘stamp’ per coffee – whereas I always get two stamps on my paper card for bringing in a reusable cup. I know I should use the paper free version but I like getting my two stamps!

image4. My collapsible Stojo coffee cup (as above) has proved so handy that I’ve ordered two for friends’ birthdays these month.

5. Finally I was given a huge haul of tomatoes from a friend who had a glut of them at her allotment. I plan to turn them into roast tomato soup to take to work (working in the centre of Bath means there are 101 lunch places so bringing in my own lunch helps with the purse.)

Do you take lunch to work, and if so, is it sandwiches or leftovers?